This is 64-year-old Kaffo. He is married and has six children who are 38, 31, 27, 25, 22 and 20 years old. He has two additional dependents who live with him as his sales assistants. In 1970, Kafo established his used clothing business. He began his business just to generate funds to settle his domestic bills. His business is located at the city centre and his main customers are all classes of customers. Working 7 days a week and 10 hours a day, he earns about Le 500,000 every month from this business. He would like a loan of Le 3,000,000. Kaffo has already received and successfully repaid two loans and now requires a new loan in order to buy bundles of used clothing for Le 3,000,000. He hopes that this loan will increase his stock level and his profit. In the future, Kaffo plans to complete the construction of his house and to educate his children. He thanks you for your support.